If you’re receiving payments from clients abroad, you need a platform that’s fast, compliant, and cost-efficient.
Remitly is one of the most trusted names for cross-border transfers, known for its smooth user experience and reliability in personal remittances.
But when it comes to commercial or business payments, the requirements are slightly different.

This guide breaks down how Remitly works, where its use cases differ for businesses, and what alternatives you can consider if you regularly <a href="https://www.skydo.com/blog/how-to-receive-international-payments-in-india">receive international payments</a> for services or exports.

Remitly is an American fintech company that enables individuals to send money internationally with speed and transparency.
It operates in 30+ sending countries and supports 170+ receiving destinations,&nbsp; including India, processing over $18.5 billion in annual volume.

Here’s what users consistently appreciate about Remitly

For personal transfers, these features make Remitly an excellent choice.

Where Remitly’s Model Differs for Business Payments

While Remitly is built on strong technology and trust, its framework and regulatory positioning are optimised for individual remittances, not commercial inflows.

Here are the key factors to know before using it for business payments:

Remitly is built for personal money transfers, things like family support or individual remittances.
If you’re receiving client or export payments through it, that technically falls outside its permitted use.

Such transfers aren’t treated as business receipts under Indian regulations, which means you won’t get a valid<a href="https://www.skydo.com/blog/all-you-need-to-know-about-firc-a-complete-guide"> FIRA for them</a>.
Without that, reconciling income during audits or export filings can turn into a hassle later.

For every foreign payment received, Indian businesses require certain documents for compliance,&nbsp; namely, the Foreign Inward Remittance Advice (FIRA) and, for goods and software exporters coming under <a href="https://www.skydo.com/blog/softex-form-guide-indian-exporters">SOFTEX</a>,&nbsp; an <a href="https://www.skydo.com/blog/what-is-e-brc">eBRC (Electronic Bank Realisation Certificate</a>) is also needed

Remitly does not automatically issue these documents since it isn’t designed for export-linked commercial flows.
Businesses or freelancers receiving such payments may need to approach their bank separately to obtain them,&nbsp; a process that can take 7–15 days and often involves additional fees.

3. Remitly Business: Limited to U.S. Senders

Remitly also offers <a href="https://www.remitly.com/us/en/landing/business">Remitly Business</a>, a dedicated account for U.S.-based companies (LLCs, corporations, and <a href="https://www.skydo.com/blog/how-to-stay-competitive-as-a-sole-proprietor">sole proprietors</a>) sending money abroad.
However, this service focuses on the sending side of the transaction.
For Indian freelancers or exporters receiving payments, compliance and reconciliation responsibilities still rest locally.

So while Remitly Business adds convenience for senders, it doesn’t yet extend a full commercial payments framework for receivers in India.

What to Look for in a Business-Grade Remitly Alternative

If you often receive client payments for exports or services, look for platforms that specifically support B2B inward remittances.
Here’s a tactical checklist:

Top Remitly Alternatives for Indian Freelancers &amp; Businesses

Below are platforms better suited for business transactions and exports, each with distinct strengths.

<a href="https://www.skydo.com/blog/transferwise-india-features-benefits-pros-cons">Wise offers </a>multi-currency accounts and transparent conversion at the mid-market rate.
It supports 50+ currencies and issues digital <a href="https://www.skydo.com/blog/automated-firc-simplifying-international-payments-compliance">fira</a> for inward remittances to India (charged per transaction).

<a href="https://www.skydo.com/blog/payoneer-payment-gateway-features-fees">Payoneer</a> remains one of the most established names for Indian service exporters and marketplace sellers.

A solid option for those who receive payments from established platforms or recurring global clients.

<a href="https://www.skydo.com/blog/paypal-in-india-charges-review-alternatives">PayPal</a> is still among the most widely accepted payment methods globally.
For Indian users, it supports only cross-border transactions — no domestic INR payments.

PayPal’s universal recognition helps with client trust, though its pricing is on the higher side for frequent transactions.

<a href="https://www.skydo.com/blog/stripe-india-charges-review-alternatives">Stripe’s infrastructure </a>is exceptional for global SaaS and developer-focused businesses.
However, in India, it remains invite-only and supports international card payments only.

An Indian platform that now supports inward and <a href="https://www.skydo.com/blog/outward-remittance">outward remittance</a>.

Best suited for startups or SMEs with frequent USD payments.

A Bangalore-based platform focused on affordable cross-border collections.

Also offers treasury management options for idle cash, a rare bonus.

7. Skydo: Best Remitly Alternative for Indian Businesses

Skydo is an India-first platform designed specifically for exporters, agencies, and freelancers receiving global payments.
It brings together compliance, speed, and transparency in one dashboard.

Skydo functions as a business-grade receiver, simplifying every step from payment to compliance.

Skydo vs Remitly: Business Readiness at a Glance

Final Take: How to Pick the Right Platform

When choosing a Remitly alternative, focus on your actual needs — not just fees.

With Skydo, you get both,&nbsp; the transparency of a fintech and the compliance of a regulated Indian platform.
You can sign up in under 5 minutes and start receiving payments globally with automatic FIRA, no paperwork, no follow-ups.

👉 <a href="https://www.skydo.com?utm_source=chatgpt.com">Get started with Skydo</a> and simplify your international business payments today.

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Remitly alternatives

The United States has taken a big step in the world of digital finance with the passage of the <a href="https://www.whitehouse.gov/fact-sheets/2025/07/fact-sheet-president-donald-j-trump-signs-genius-act-into-law/">GENIUS Act</a>, a law that finally provides clear rules for stablecoins. This matters because, for years, stablecoins existed in a regulatory grey zone. Companies weren’t sure whether they could use them legally, banks didn’t know how to treat them, and freelancers worried about being caught in a compliance mess.

Now, with regulatory clarity, stablecoins are moving closer to the financial mainstream. And for Indian freelancers and small businesses that depend on international payments, this shift could mean a world of difference: faster, cheaper, and more reliable payments compared to <a href="https://www.skydo.com/blog/paypal-in-india-charges-review-alternatives">paypal</a>, wire transfers, or traditional banks.

But the key question remains: can stablecoins truly deliver on their promise, or are they another overhyped technology that sounds better in theory than in practice?

Stablecoins are digital currencies designed to maintain a stable value. Unlike Bitcoin or Ethereum, which can fluctuate dramatically, stablecoins are pegged to traditional money. For example:

This stability gives users the trust of fiat currency combined with the speed and accessibility of blockchain technology. With stablecoins, money moves like data, instantly, globally, and without waiting for banks to reopen after weekends or holidays.

Stablecoins currently account for only about<a href="https://www.jpmorgan.com/insights/global-research/currencies/stablecoins"> 7% of the global cryptocurrency market,</a> roughly $264 billion in value. That’s a small share compared to Bitcoin or Ethereum, but their real potential lies in utility, not speculation.

While Bitcoin makes headlines for price swings, stablecoins quietly solve everyday problems like remittances, cross-border business payments, and freelancer payouts, something we will. And as global adoption increases, this segment is positioned for substantial growth.

Why Traditional Cross-Border Payments Need a Closer Look

The current system relies on SWIFT, a decades-old messaging network that connects banks worldwide. A single transaction can pass through multiple intermediaries before reaching the recipient—each taking a cut and causing delays.

The impact on freelancers and small businesses

For large corporations with treasury teams, these inefficiencies are manageable. But for individuals and smaller businesses, they’re crippling.

India received<a href="https://www.thehindu.com/data/india-got-143-of-global-remittances-in-2024-its-highest-ever/article69039825.ece"> $129 billion in remittances in 2024</a>, the highest in the world. Yet billions are lost each year in fees and currency markups. For freelancers supporting families or reinvesting in their businesses, losing 5–10% on every payment isn’t just inconvenient, it’s devastating.

Stablecoins bypass the traditional network of intermediaries. Payments move directly from sender to receiver on the blockchain, settling in minutes instead of days, at a fraction of the cost.

Imagine this: A freelancer in Mumbai receives $1,000 in USDC from a client in San Francisco. Instead of waiting three days and losing 7% to bank fees, they have the money in their wallet within minutes, ready to use or convert.

Stablecoins are no longer just an experiment. Adoption is accelerating across three key areas:

When major financial institutions start using stablecoins in real-world systems, it’s a clear signal: this is not just hype, it’s finance evolving.

Of course, stablecoins are not without challenges.

To get paid in stablecoins today, users usually go through three steps:

Each step involves fees, verification, and delays. For a freelancer receiving $1,000 in USDC, this might still mean $20–30 in costs and hours spent navigating exchanges.

Stablecoins settle instantly on blockchain, but the final step (getting local currency in your bank) can still take days. For example, a Bangalore freelancer might receive USDC in minutes on a Friday, but not see usable INR in their bank until Tuesday.

The Reserve Bank of India (RBI) is watching stablecoins carefully. While recognising their potential, it prioritises monetary sovereignty and economic stability.

This reflects a broader philosophy: embrace efficiency, but not at the cost of losing control over the rupee.

For stablecoins to go mainstream, three things must improve:

The real “killer app,” however, may be programmability. Imagine payments that release automatically when project milestones are met, or dynamic settlements tied to real-time data. This is something traditional banks simply can’t offer.

Conclusion: The Dawn of a Parallel Financial System

Stablecoins won’t replace banks, but they are creating a parallel financial layer—one that is faster, cheaper, and increasingly trusted.

The transformation is still in its early stages, but it’s clear: stablecoins aren’t just hype. They represent the start of a future where sending money across borders is as simple and affordable as sending an email.

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Stable Coins

Imagine: A skilled artisan in Jaipur selling beautiful, handcrafted goods on Amazon Global to a New York resident. For years, this business model has been working fine due to the de minimis. De minimis was an umbrella exemption for low-value goods, worth under $800, to enter the US duty-free. It was simple and profitable for Indian exporters, thanks to the low entry costs.&nbsp;

But that stability is now on shaky grounds. On August 29th, 2025, the United States officially removed the de minimis exemption for India..&nbsp;

Lifting the exemption rule means low-value parcels will face a high amount of tariffs and paperwork. The move has been so sudden that India Post, the government-run postal service, and a lifeline for many small Indian exporters, has suspended most parcels to the US. Reason? They were not prepared to handle the new compliance requirements.

This blog will explore the deeper nuances of the de minimis exemption, why its removal has rocked Indian exporters, and provide a roadmap for adapting to this rule and surviving in the new trade environment.

What Was the 'De Minimis' Exemption? (And Why It Was a Game-Changer)

The term de minimis is Latin for “too small to matter”

In the U.S., small-value imports are cleared under the de minimis exemption (<a href="https://www.congress.gov/crs-product/R48380">Section 321 of the Tariff Act</a>). This allows goods below a certain value to enter without duties or full customs paperwork, often processed under Entry Type 86.

The exemption was introduced in 1938 with a limit of just $1. For many years, the value stayed low until it was raised to $200 in the early 1990s. In 2016, the threshold was increased again to $800 per person per day, making it easier for exporters and e-commerce sellers to ship low-value parcels into the U.S.

By comparison, most other countries set much lower limits.&nbsp; Canada at about C$40, the European Union at €150, and many others, including China, even lower. The U.S. threshold has therefore been on the higher side internationally.

How This Fueled Indian E-commerce Exports

The jump in the U.S. de minimis limit to $800 in 2016 opened new doors for Indian exporters, especially small and medium businesses.

The U.S. government withdrew the de minimis exemption to tighten import controls, boost tariff revenue, and address security concerns.

Package volumes under the rule surged from 1<a href="https://www.congress.gov/crs-product/R48380?">39 million in FY2015 to nearly 1.36 billion in FY2024</a>, overwhelming customs systems. Officials argued that the loophole made it easier for high-risk items,&nbsp; including fentanyl precursors, to enter the country in untracked parcels. Fentanyl has been a major driver of the opioid crisis, linked to hundreds of thousands of deaths in the U.S.

A Reuters investigation (“<a href="https://www.reuters.com/investigates/special-report/drugs-fentanyl-shipping/?">Fentanyl Express</a>”) showed how simple it was to buy precursor chemicals online. Reporters spent about $3,600 to acquire enough raw material to manufacture at least 3 million fentanyl pills — often disguised in shipments labelled innocuously as “Adapter” or “Pigment Ink.”

While most of the problem traces back to Chinese suppliers, the blanket policy change has affected exporters worldwide, including those in India.

The removal of the $800 de minimis exemption, coupled with steep new U.S. tariffs, has sent shockwaves through India’s export community. The brunt of the impact is falling on small and micro exporters, the very businesses that had relied on low-value, duty-free shipments to build direct-to-consumer sales in the U.S.

Industry analysts warn that India’s shipment volumes to the U.S. could fall by 15–25%, while landed costs are expected to rise by 8–15%. Exporters now face two tough choices: absorb these costs and see margins shrink, or pass them on to U.S. buyers and risk losing competitiveness.

On top of losing duty-free entry, Indian goods are also being hit with an additional 50% tariff across several categories. That has turned <a href="https://laex.in/daily-issue/which-sectors-are-worst-hit-by-tariffs/">sectors once thriving under U.S. demand into some of the hardest hit:</a>

For many of these sectors,&nbsp; especially garments, jewellery, and shrimp, the U.S. has long been the single largest market. Now, Indian exporters are being forced to rethink pricing, margins, and in some cases, the very viability of their U.S. business.

With the suspension of India Post’s de minimis channel, exporters are now facing a compliance gap. Shipping companies must collect tariffs upfront, itemize duties against each product, and remit payments to U.S. authorities. This shift demands significant tech and infrastructure upgrades — but the rollout has been rushed, with limited clarity from U.S. regulators.

Previously, most small parcels entered under Entry Type 86, a simplified process for low-value shipments. That system has now been replaced by Entry Type 11, which requires:

Errors carry higher risks: misclassifying a shipment,&nbsp; once treated leniently, is now considered a punishable compliance offence.

The impact is sharpest on small and mid-sized exporters dealing in India’s hallmark: high-variety, low-volume goods. These businesses dominate categories like textiles, handicrafts, jewellery, and niche components, which together form a significant share of India’s exports to the U.S.

Export hubs in Gujarat, Tamil Nadu, and Karnataka, which power much of India’s U.S.-bound trade, now face slower orders, tighter compliance costs, and the risk of losing competitiveness in their most important market.

A Roadmap for Resilience: How Exporters Can Adapt

The removal of the $800 de minimis exemption is a major disruption for Indian exporters. But it’s also forcing businesses to rethink strategy and build resilience. Here’s how exporters can adapt in practical, actionable ways:

For years, the U.S. was the most attractive destination for Indian SMEs — large, profitable, and easy to access. Now, exporters must reduce over-dependence by expanding into other markets:

Higher tariffs demand tighter operations. Exporters can preserve margins by:

With Entry Type 86 gone, compliance is heavier. Exporters should:

The loss of de minimis is a clear setback, but it could make India’s exporters stronger in the long run:

At Skydo, we’re here to stand with exporters through this transition. By simplifying global payments with live forex rates (no hidden markups), instant <a href="https://www.skydo.com/blog/automated-firc-simplifying-international-payments-compliance">fira</a> and (eBRC generation for Amazon exporters), 24-48 hours settlement and India-based support, we’re helping Indian businesses stay compliant, protect margins, and continue scaling globally.

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Export business in India

When it comes to receiving payments from US clients, choosing the right method can save you time and money. The main options are ACH payments vs wire transfers, with credit card payments as an alternative. In a nutshell, wire transfers are secure but often expensive, while ACH transfers are slower but much cheaper. Card payments offer convenience at a higher fee. Understanding ACH vs wire vs card trade-offs, especially in 2025’s evolving payments landscape, will help you get paid quickly, affordably, and with minimal hassle.

For a fast decision, use the table below to pick the best payment rail (method) based on your scenario:

ACH payment types reminder: “ACH” actually comes in two flavours:

Both are bank-to-bank transfers through the Automated Clearing House network, but credit is initiated by the payer, while debit is initiated by you with permission.

Six-Step Decision Flow for Choosing a Payment Rail

To choose the right payment method for each invoice, follow this step-by-step logic:

By considering these factors, you’ll select the payment method that best fits each scenario.

Why Payment Rail Selection Matters in 2025

Picture this: You just finished a project for a US client and invoiced $5,000. The client says, “I’ll wire the money like always.” You agree without a second thought. A few days later, only $4,720 arrives in your account. Where did the missing $280 go? It vanished in transit via fees and exchange markups – the costly downside of using the wrong payment rail.

In 2025, US clients increasingly want convenience (using cards or low-friction ACH bank debits), and Indian service providers want low costs, quick settlement, and smooth compliance. If you pick the wrong payment method for a given situation, you could suffer:

The bottom line: choosing the right rail for each invoice can save money, reduce delays, and avoid a lot of frustration. The next sections provide a practical framework to evaluate each option in plain English.

Let’s break down the main ways to get paid (ACH credit, ACH debit, wire, and card) in simple terms, including how they work, typical timelines, costs, and best uses.

Your client pushes money from their US bank account to you. With a platform like Skydo, you receive unique US account and routing numbers (<a href="https://www.skydo.com/blog/virtual-usd-accounts-pros-cons">virtual usd account</a>) to share with the client – it looks to them like any US bank account. They send an ACH transfer to that account. Once received, the platform converts it at live forex rates and credits your INR account in India.

You pull funds from the client’s US bank after getting their authorisation. Think of it like setting up an autopay — the client gives permission (via a secure link) and you initiate the debit.

A wire transfer is a direct bank-to-bank transfer across the SWIFT network (for international payments). Your client sends USD from their bank, which hops through one or more correspondent banks, and finally, the money arrives in your Indian bank account.

This is the standard credit/debit card payment process via a payment gateway or link. The client pays you using their card, just like buying a product online. It’s a familiar, user-friendly checkout experience for them.

Comparing ACH vs Wire vs Card: Fees and Settlement Times

To illustrate the differences, let’s compare what happens with an example $1,000 invoice paid via Card, ACH Credit, ACH Debit, or Wire:

Beyond the direct fees we just outlined, keep an eye on indirect costs that can eat into your time or profits:

Skydo advantage: Whether you’re receiving card payments, ACH debits, or ACH credits via virtual accounts, Skydo helps eliminate hidden costs on currency conversion by using live forex rates with zero margin. You get the real mid-market exchange rate, instead of a marked-up bank rate that can quietly cost you 1–2% on every transaction. This ensures more of the invoiced amount actually ends up in your pocket.

Risk and Reliability: Avoiding Common Payment Failures

Even after choosing the optimal payment method, things can go wrong. Here are the most common failure points in getting paid (and how to prevent them):

Why Offer Multiple Payment Options Up Front?

Every US client is a bit different in how they prefer to pay. Finance departments typically love ACH debits or credits for their low cost and predictable process. Founders or project managers, on the other hand, might prefer card payments because they’re faster, they might earn points, or they don’t have to involve their accounts payable team. If you insist on only one option (say, wire only or ACH only), you force a negotiation that can delay the deal while the client seeks approvals or alternatives.

Offering two rails from the start (e.g. ACH and Card) can significantly smooth the process:

How to present it: It’s important to communicate these options clearly to the client so they know they have a choice. For example, you might include a line in your invoice email like:

Invoice Payment Options: “Pay via ACH (lowest cost) or Card (fastest) — choose what works for you. Both routes provide instant receipts and required compliance docs.”

This one-liner shows that you understand their needs (speed vs. cost trade-off) and assures them that either way, the paperwork (receipts, compliance) is taken care of. Clients appreciate having a say in the payment method; it builds trust that you’re easy to work with and flexible.

Most importantly, by offering multiple rails, you avoid delays. There’s no back-and-forth to set up alternatives, because the alternative was there from the start. In many cases, you’ll find the client will opt for the card for speed, or ACH for cost, and the payment gets done without further discussion.

How Skydo Implements Dual-Rail Payments (Without the Chaos)

If managing multiple payment methods sounds complex, platforms like Skydo are designed to handle much of that complexity for you. Here’s how Skydo’s solution works for offering both ACH and Card options seamlessly:

ACH via Virtual USD Accounts (ACH Credit, “Push”)

Skydo issues you a virtual US bank account (with unique account and ABA routing numbers) to receive ACH credits.

Skydo’s InstaLink is a one-stop payment link that offers the client ACH Debit options. You send them the link, and they choose their preferred method.

ACH Payment vs Wire Transfer vs Card: 2025 Guide for Indian Exporters

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Skydo keeps fees flat as your invoices grow, so bigger payments don't mean bigger cuts.

Skydo vs Infinity: What each platform does

Skydo is an India-first <a href="https://www.skydo.com/blog/cross-border-payments">cross-border payment</a> platform built for international freelancers and exporters. You get virtual accounts in major countries like the US, UK, Canada, and Australia. Your international clients pay into what appears to be a local bank account, but the funds are transferred directly into your Indian bank account within 24-48 hours.

💸: For that $5,000 project, you'd pay $29 in fees and receive the rest at live market rates, with all compliance paperwork handled automatically.

<a href="https://www.skydo.com/blog/infinity-payment-features-and-fees-breakdown">Infinity</a> is a Y Combinator-backed cross-border payment platform that provides Indian freelancers and exporters with virtual local accounts in key countries. When your clients need to pay you, they send money to what appears as a regional bank account in their country.

When choosing between payment platforms, the details matter. Here's how both stack up across the factors that impact your daily operations:

Receiving USD 10,000 in India with Skydo vs Infinity

Let's say you just completed a major web development project for a US-based start-up, and they're ready to pay you $10,000. Here's exactly what you'd receive with each platform:

Your savings with Skydo: $21 in fees, which translates to ₹1,785 more in your account.

Infinity: The platform emphasises virtual accounts and bank transfers on its main pages. Card and ACH acceptance isn't prominently listed in their standard offerings, so you'd need to verify these options directly with their team if your client prefers these payment methods.

The bottom line: For standard bank transfers, you save $21 per $10,000 transaction with Skydo. Over multiple projects throughout the year, these savings add up while you get the same zero-markup exchange rates and compliance support.

The right platform depends on how you work and what your clients prefer. Here's a quick guide based on different freelancer situations:

Need card/ACH payment options: Your US clients want to pay via Visa/Mastercard or ACH transfers through InstaLinks, with instant <a href="https://www.skydo.com/blog/automated-firc-simplifying-international-payments-compliance">fira</a> generation and India-based support for quick issue resolution.

Sell on Amazon Global Selling: As an official PSP-approved partner, you get tailored pricing, seamless seller dashboard integration, and automated eBRC generation for export compliance.

Handle larger invoices: For larger invoices, Skydo's&nbsp;Flat fees or 0.3% fee turns out to be more affordable, coupled with its live forex rate.&nbsp;

Want comprehensive support: India-based team guides setup in your timezone with a better understanding of local compliance requirements.

Handle smaller, frequent payments:&nbsp;A flat 0.5% rate can be straightforward for recurring smaller transfers. If you have US clients, Skydo’s InstaLinks give you another option for these payments, with percentage-based pricing that can work well on lower ticket sizes, live forex rates, free FIRA on every transfer, and built-in card support.

Work primarily through Upwork/Deel: The Platform specifically highlights compatibility, though you should compare actual costs for your typical invoice amounts first.

Prefer simple bank transfers only: Clients are comfortable with standard <a href="https://www.skydo.com/blog/international-wire-transfer-all-you-need-to-know">international wire transfers</a>, and you don't need card payment flexibility.

The decision comes down to your average invoice size and payment preferences. Skydo offers better value for larger amounts and more payment flexibility, while Infinity appeals to those wanting simple percentage-based pricing.

Skydo's approach: Live zero-margin FX combined with flat pricing till USD 10,000 means you get the actual interbank exchange rate without any hidden markup. For an $8,000 invoice, you pay $29 regardless of currency fluctuations. If the dollar strengthens against the rupee during processing, you benefit from the better rate without paying extra fees.

Infinity's model: The 0.5% all-in fee includes everything with no FX markup. That same $8,000 invoice costs you $40, but the percentage stays consistent whether you're receiving $1,000 or $50,000. Both platforms eliminate the 2-4% forex margins that banks typically charge.

Skydo: Instant FIRA generation means the moment your payment processes, the compliance document hits your inbox automatically. For Amazon Global Selling merchants, Skydo also handles automated <a href="https://www.skydo.com/blog/what-is-e-brc">eBRC (Electronic Bank Realization Certificate)</a> generation, streamlining your export documentation without manual paperwork.

Infinity: Offers instant free FIRA, ensuring you get the necessary compliance documentation for your international payments. The platform handles the regulatory requirements, though the specific timing and automation level may vary.

Skydo: US card and ACH payments work through InstaLinks. You share a payment link with your client, they pay using their preferred method (Visa/Mastercard at ~5% or ACH at ~2%), and you receive the funds at live FX rates with instant FIRA. Your client gets a familiar payment experience while you maintain compliance.

Infinity: Focuses primarily on virtual local accounts for bank transfers. Clients send money to what appears as a regional bank account in their country. Card payment support isn't prominently featured on their main pages, so you'd need to verify this option directly with their team if clients prefer card payments.

Skydo: Official PSP-approved status for Amazon Global Selling means direct integration with your seller dashboard and tailored pricing for marketplace withdrawals. The platform also supports payments from Deel, Upwork, and other freelancing platforms, plus offers business analytics, real-time tracking and GST-compliant invoicing tools.

Infinity: Specifically highlights compatibility with Upwork, Deel, and other global client platforms. The focus remains on streamlining payments for freelancers working through these popular marketplaces, and like Skydo, it also offers payment tracking.

Your US startup client appreciates the convenience of card payments and prefers to avoid international wire transfers.

Infinity option: Card payment support is not clearly listed on their platform. You should contact their team to verify if this payment method is available for your client.

$8,500 EU software project via bank transfer

You just delivered a custom CRM system for a Berlin-based company. They're ready to pay via standard bank transfer.

Note: Both platforms offer free and instant FIRA Savings with Skydo: $13.50 in fees = ₹1,147.50 more in your account

Step 1: Sign up and get verified: Create your Skydo account in under 5 minutes. Upload your business documents (PAN, bank details, basic KYC). The India-based support team guides you through verification, usually completed within 24 hours.

Step 2: Get your virtual accounts:&nbsp; Once verified, you receive <a href="https://www.skydo.com/blog/virtual-account-numbers">virtual bank accounts</a> in the US, UK, Canada, Australia, and other countries. Each account comes with local routing numbers that your clients can use for payments.

Step 3: Update your next client invoice:&nbsp; Instead of your old payment details, add your new Skydo virtual account information to your invoice. Your US client sees familiar US bank details, your UK client sees UK account details, and so on.

Step 4: Notify your client about the change:&nbsp; Send a quick message: "I've switched to a new payment processor for faster, more reliable international transfers. Please use the updated bank details on your next payment." Most clients appreciate smoother payment processing.

Step 5: Track and receive:&nbsp; Once your client pays, track the payment status in real-time through your Skydo dashboard. Within 24-48 hours, funds are deposited into your Indian bank account, and an instant FIRA is automatically sent to your email.

💡Pro tip: Start with one client to test the process before switching all your payment flows. This way, you can experience the difference firsthand while maintaining backup options for other clients.

Both Skydo and Infinity solve the same problem: simplifying international payments for Indian freelancers and exporters. Your choice depends on payment size and client preferences.

Choose Infinity if you handle smaller, frequent payouts under $3,800 and clients prefer bank transfers. The 0.5% flat rate works better for smaller amounts, and the platform also offers instant FIRA

Choose Skydo if you deal with larger invoices, need card/ACH options, or sell on Amazon. Flat fees save money on bigger payments, plus you get instant FIRA and India-based support.

The math decides: A $15,000 project costs $45 with Skydo versus $75 with Infinity. But an $800 payment costs $6 with Infinity versus $19 with Skydo.

Calculate your typical payment amounts and client preferences. Both beat traditional banking - pick whichever saves you more.

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Skydo vs Infinity

Picture this: your neighbour who drives for Ola during weekdays, delivers food on weekends, and somehow still finds time to offer home tutoring services through an app. Or you know someone who left their 9-to-5 to become a full-time content writer, juggling clients from three different platforms while working from their favourite coffee shop.

This is India's gig economy in action, and it's everywhere once you start noticing it.

The gig economy refers to work that occurs outside the traditional employee-employer setup. Instead of one permanent job, people take on task-based, short-term projects or freelance assignments.&nbsp;

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